Service Fees Schedule For Personal Customers August 2007 Türkiye İş Bankası London Branch

We always aim to keep our rates and service charges competitive. We also do our best to make the figures easy to follow so that you can make comparisons.

General service charges.

In order for us to maintain your account we will charge you an annual service charge of £30 per account that you hold with us.

We will not charge you for statements that are sent to you by post on a monthly, quarterly or annual basis.

Where you ask us to produce a duplicate statement we will charge you £10.

When we are asked to provide a reference about you to another institution we will charge you £25. We will ask your permission to give such a reference before we give it.

Cheque and cheque clearing service charges.

For each personalised chequebook (containing 25 cheques) that we issue to you we will charge you £15.

We will not charge you when you pay a cheque into your account for clearing through the normal clearing system.

However, if you ask us to specially present a cheque for payment we will charge you £15 for each cheque.

If you pay a cheque into your account and it is subsequently returned as unpaid we will charge you £20 for each returned cheque.

If we have to refuse payment on a cheque that you have issued or decline payment of a direct debit or a standing order for any reason we will charge you £20 for each cheque or transaction

If you have issued a cheque and wish to stop payment of the cheque we will charge you £20 for each stopped cheque.

If you wish to cancel a blank/unused cheque or chequebook because it has been lost or stolen we will not charge you.

If you ask us to issue a banker’s draft or cheque we will charge you £20.

Electronic money transfers.

We will not charge you for transfers received from within the UK for the credit to your account.

For electronic money transfers into your account from outside the UK the following service charges will apply to each transfer.

For sums up to £1,000	£5
For sums of £1,001 and over	£10

For electronic money transfers and standing orders from your account to a destination within the UK the following service charges will apply to each transfer.

For sums up to £500	£5
For sums between £501 & £10,000	£10
For sums of £10,001 and over	£25

For non-account holders making electronic money transfers to destinations within the UK the following service charges will apply to each transfer.

For sums up to £500	£10
For sums between £501 & £10,000	£20
For sums of £10,001 and over	£50

For overseas money transfers through or to one of our branches the following service charges will apply to each transfer.

For sums up to £250	£9.99
For sums over £251	1% (min. £15, max. £150)
For sums up to $500	$20
For sums over $501	1% (min. $30, max. $300)
For sums up to €400	€15
For sums over €401	1% (min. €25, max. €250)

For overseas money transfers destined for another financial institution an extra £10 (or equivalent) will be added to the service charge mentioned above.

We will make a charge of £10 for any enquiries we receive in respect of any payment made in accordance with your instructions whether enquiries are made by you or by any other person. These charges will apply in respect of each electronic payment instruction. The enquiries, which will generate charges, may include the following but are not limited to them: refunds, cancellations, amendments, duplicated services, copies of cleared payments and enquiries about whether the funds have cleared.

If the enquiry is a result of an error made by us we will not charge you.

Overseas withdrawals from your account.

We will not charge you when you withdraw money from your account held with us – via another branch of IsBank or IsBank GMBH - provided the funds have been in your account for more than 15 business days.

However, if you withdraw money that has been in your account for less than 15 business days - via another branch of IsBank or IsBank GMBH – we will charge you 1% of the amount withdrawn based on a minimum of £15 and a maximum of £150.

Withdrawals from accounts held with overseas branches of IsBank and IsBank GMBH.

If you wish to withdraw money from your account held with any of the above overseas offices the following service charges will apply.

For sums up to £3,000	£25
For sums between £3,001 and £10,000	£30
For sums between £10,001 and £30,000	£50
For sums over £30,001	£100

It is important to note that the overseas branch may also deduct a commission in addition to the above. Please refer to the terms and conditions covering your account.