Summary Box |
Account Name | Sterling Fixed Term Deposit |
What is the interest rate? | Threshold Amount (taking into consideration
the aggregate sterling equivalent value of all other existing current and
deposit accounts you or your family hold with Isbank London branch) | AER*/Gross Rate** of Fixed Interest by Term |
1 month | 3 month | 6 month | 1 Year |
AER | Gross | AER | Gross | AER | Gross | AER/Gross |
Up to £1mm | 0,25% | 0,25% | 0,30% | 0,30% | 0,35% | 0,35% | 0,40% |
£1mm to £2.5mm | 0,30% | 0,30% | 0,35% | 0,35% | 0,40% | 0,40% | 0,45% |
£2.5mm+ | 0,35% | 0,35% | 0,40% | 0,40% | 0,45% | 0,45% | 0,50% |
Can
Isbank change the interest rate? | Interest rate is fixed for the term of the deposit. |
What would the estimated balance be after the
term based on a deposit of £1,000? | Thershold
Amount (see above) | 1 month | 3 month | 6 month | 1 Year | | | |
Gross | Gross | Gross | Gross | | | |
Up to £1mm | £1.000,21 | £1.000,75 | £1.001,75 | £1.004,00 | | | |
£1mm to £2.5mm | £1.000,25 | £1.000,88 | £1.002,00 | £1.004,50 | | | |
£2.5mm+ | £1.000,30 | £1.001,00 | £1.002,25 | £1.005,00 | | | |
How do I open and manage my
account? | Account can only be opened through a branch,
but viewable through internet banking. |
No minimum deposit balance
required. |
Interest is fixed for the term
of the deposit and paid at the end of the term. No statement is issued. |
At maturity you can choose to pay
your deposit into another fixed term deposit or another eligible product
offered by Isbank or, alternatively you may wish to transfer your monies
elsewhere. |
We will provide you with written
notice 15 days in advance of maturity. Unless we hear from you or we already
have written instruction from you to the contrary, the balance on your fixed
term deposit at maturity will be automatically rolled-over into another fixed
term deposit with same term and rate of interest for that term as published
on our website. If such an equivalent fixed term deposit is no longer
available the balance will be automatically transferred to a current account
with Isbank London branch. |
Can I with draw money? | If you withdraw any money from your fixed term deposit prior to the maturity date
you will lose all interest entitlement to your
fixed term deposit and the remaining balance will be transferred immediately
to your current account with Isbank London branch. |
Additional Information | AER* stands for Annual Equivalent Rate. It illustrates what your
interest rate would be if interest was paid and compounded each year and
allows you to easily compare different savings accounts. |
Gross Rate** means that we will not deduct tax automatically from your
interest. You are responsible for paying any tax due to HM Revenue and
Customs. |
| | | | | | | | |
Summary Box |
Account Name | Euro Fixed Term Deposit |
What is the interest rate? | Threshold Amount (taking
into consideration the aggregate sterling equivalent value of all other
existing current and deposit accounts you or your family hold with Isbank
London branch) | AER*/Gross Rate** of Fixed Interest by Term |
1 month | 3 month | 6 month | 1 Year |
AER | Gross | AER | Gross | AER | Gross | AER/Gross |
Up to £1mm | 0,05% | 0,05% | 0,07% | 0,07% | 0,09% | 0,09% | 0,11% |
£1mm to £2.5mm | 0,07% | 0,07% | 0,09% | 0,09% | 0,11% | 0,11% | 0,13% |
£2.5mm+ | 0,09% | 0,09% | 0,11% | 0,11% | 0,13% | 0,13% | 0,15% |
Can
Isbank change the interest rate? | Interest rate is fixed for the term of the deposit. |
What would the estimated balance be after the
term based on a deposit of €1,000? | Thershold Amount (see above) | 1 month | 3 month | 6 month | 1 Year | | | |
Gross | Gross | Gross | Gross | | | |
Up to £1mm | € 1.000,04 | € 1.000,18 | € 1.000,45 | € 1.001,10 | | | |
£1mm to £2.5mm | € 1.000,06 | € 1.000,23 | € 1.000,55 | € 1.001,30 | | | |
£2.5mm+ | € 1.000,08 | € 1.000,28 | € 1.000,65 | € 1.001,50 | | | |
How do I open and manage my
account? | Account can only be opened through a branch,
but viewable through internet banking. |
No minimum deposit balance
required. |
Interest is fixed for the term
of the deposit and paid at the end of the term. No statement is issued. |
At maturity you can choose to pay
your deposit into another fixed term deposit or another eligible product
offered by Isbank or, alternatively you may wish to transfer your monies
elsewhere. |
We will provide you with written
notice 15 days in advance of maturity. Unless we hear from you or we already
have written instruction from you to the contrary, the balance on your fixed
term deposit at maturity will be automatically rolled-over into another fixed
term deposit with same term and rate of interest for that term as published
on our website. If such an equivalent fixed term deposit is no longer
available the balance will be automatically transferred to a current account
with Isbank London branch. |
Can I with draw money? | If you withdraw any money from your fixed term deposit prior to the maturity date
you will lose all interest entitlement to your
fixed term deposit and the remaining balance will be transferred immediately
to your current account with Isbank London branch. |
Additional Information | AER* stands for Annual Equivalent Rate. It illustrates what your
interest rate would be if interest was paid and compounded each year and
allows you to easily compare different savings accounts. |
Gross Rate** means that we will not deduct tax automatically from your
interest. You are responsible for paying any tax due to HM Revenue and
Customs. |
| | | | | | | | |
Summary Box |
Account Name | US$ Fixed Term Deposit |
What is the interest rate? | Threshold Amount (taking into consideration
the aggregate sterling equivalent value of all other existing current and
deposit accounts you or your family hold with Isbank London branch) | AER*/Gross Rate** of Fixed Interest by Term |
1 month | 3 month | 6 month | 1 Year |
AER | Gross | AER | Gross | AER | Gross | AER/Gross |
Up to £1mm | 0,55% | 0,55% | 0,30% | 0,30% | 0,30% | 0,30% | 0,30% |
£1mm to £2.5mm | 0,65% | 0,65% | 0,40% | 0,40% | 0,40% | 0,40% | 0,40% |
£2.5mm+ | 0,75% | 0,75% | 0,50% | 0,50% | 0,50% | 0,50% | 0,50% |
Can Isbank change the interest rate? | Interest rate is fixed for the term of the deposit. |
What would the estimated balance be after the
term based on a deposit of $1,000? | Thershold Amount (see above) | 1 month | 3 month | 6 month | 1 Year | | | |
Gross | Gross | Gross | Gross | | | |
Up to £1mm | $1.000,46 | $1.000,75 | $1.001,50 | $1.003,00 | | | |
£1mm to £2.5mm | $1.000,54 | $1.001,00 | $1.002,00 | $1.004,00 | | | |
£2.5mm+ | $1.000,63 | $1.001,25 | $1.002,50 | $1.005,00 | | | |
How do I open and manage my
account? | Account can only be opened through a branch,
but viewable through internet banking. |
No minimum deposit balance
required. |
Interest is fixed for the term
of the deposit and paid at the end of the term. No statement is issued. |
At maturity you can choose to pay
your deposit into another fixed term deposit or another eligible product
offered by Isbank or, alternatively you may wish to transfer your monies
elsewhere. |
We will provide you with written
notice 15 days in advance of maturity. Unless we hear from you or we already
have written instruction from you to the contrary, the balance on your fixed
term deposit at maturity will be automatically rolled-over into another fixed
term deposit with same term and rate of interest for that term as published
on our website. If such an equivalent fixed term deposit is no longer
available the balance will be automatically transferred to a current account
with Isbank London branch. |
Can I with draw money? | If you withdraw any money from your fixed term deposit prior to the maturity date
you will lose all interest entitlement to your
fixed term deposit and the remaining balance will be transferred immediately
to your current account with Isbank London branch. |
Additional Information | AER* stands for Annual Equivalent Rate. It illustrates what your
interest rate would be if interest was paid and compounded each year and
allows you to easily compare different savings accounts. |
Gross Rate** means that we will not deduct tax automatically from your
interest. You are responsible for paying any tax due to HM Revenue and
Customs. |
| | | | | | | | |
Summary Box |
Account
Name | Turkish Lira Fixed Term Deposit |
What is the interest rate? | Threshold Amount (taking into consideration
the aggregate sterling equivalent value of all other existing current and
deposit accounts you or your family hold with Isbank London branch) | AER*/Gross Rate** of Fixed Interest by Term |
1 month | 3 month | 6 month | 1 Year |
AER | Gross | AER | Gross | AER | Gross | AER/Gross |
Up to £1mm | 7,76% | 7,50% | 7,19% | 7,00% | 6,09% | 6,00% | 5,50% |
£1mm to £2.5mm | 8,30% | 8,00% | 7,71% | 7,50% | 6,61% | 6,50% | 6,00% |
£2.5mm+ | 8,84% | 8,50% | 8,24% | 8,00% | 7,12% | 7,00% | 6,50% |
Can
Isbank change the interest rate? | Interest rate is fixed for the term of the deposit. |
What would the estimated balance be after the
term based on a deposit of TRY1,000? | Thershold Amount (see above) | 1 month | 3 month | 6 month | 1 Year | | | |
Gross | Gross | Gross | Gross | | | |
Up to £1mm | TRY 1.006,25 | TRY 1.017,50 | TRY 1.030,00 | TRY 1.055,00 | | | |
£1mm to £2.5mm | TRY 1.006,67 | TRY 1.018,75 | TRY 1.032,50 | TRY 1.060,00 | | | |
£2.5mm+ | TRY 1.007,08 | TRY 1.020,00 | TRY 1.035,00 | TRY 1.065,00 | | | |
How do I open and manage my
account? | Account can only be opened through a branch,
but viewable through internet banking. |
No minimum deposit balance
required. |
Interest is fixed for the term
of the deposit and paid at the end of the term. No statement is issued. |
At maturity you can choose to pay
your deposit into another fixed term deposit or another eligible product
offered by Isbank or, alternatively you may wish to transfer your monies
elsewhere. |
We will provide you with written
notice 15 days in advance of maturity. Unless we hear from you or we already
have written instruction from you to the contrary, the balance on your fixed
term deposit at maturity will be automatically rolled-over into another fixed
term deposit with same term and rate of interest for that term as published
on our website. If such an equivalent fixed term deposit is no longer
available the balance will be automatically transferred to a current account
with Isbank London branch. |
Can I with draw money? | If you withdraw any money from your fixed term deposit prior to the maturity date
you will lose all interest entitlement to your
fixed term deposit and the remaining balance will be transferred immediately
to your current account with Isbank London branch. |
Additional Information | AER* stands for Annual Equivalent Rate. It illustrates what your
interest rate would be if interest was paid and compounded each year and
allows you to easily compare different savings accounts. |
Gross Rate** means that we will not deduct tax automatically from your
interest. You are responsible for paying any tax due to HM Revenue and
Customs. |