Türkiye İş Bankası

Current Account

UK Resident Current Account

Key features

• Sterling, Euro, US$ or TRY denominated Current Accounts with Isbank London branch

• Internet banking access

• Account opening administrative fee of £100 (or currency equivalent). However, this fee can be reduced - see Fees and Important Information below

• 3 monthly cumulative cap on cash withdrawals of £10,000 (or currency equivalent)

• Annual account fee of £10 (or currency equivalent)

• No account interest paid

Eligibility

You can open a Sterling, Euro, US$ or TRY UK Resident Current Account with Isbank London branch providing you meet the following criteria:

• You are UK resident

• You can provide adequate proof of identity, address and source of income

• You are over 18 years of age.

Fees and Important Information

Account opening administrative fee of £100 (or currency equivalent). However, if you maintain an average of at least £20,000 (or currency equivalent) with Isbank London branch in either current accounts and or fixed term deposits during the 12 month period following the date when your account was opened, £50 (or currency equivalent) of the administrative fee will be refunded.

Annual account fee of £10 (or currency equivalent)

Account interest is not payable

For full details on current account fees and charges, please see the Branch's Personal Banking Fees and Charges Schedule

Turkish Resident Current Account

Key features

• Sterling, Euro, US$ or TRY denominated Current Accounts with Isbank London branch

• Internet banking access.

• Account opening administrative fee of £400 (or currency equivalent). However, this fee can be reduced - see Fees and Important Information below

• 3 monthly cumulative cap on cash withdrawals of £10,000 (or currency equivalent)

• Annual account fee of £100 (or currency equivalent)

• No account interest paid.

Eligibility

You can open a Sterling, Euro, US$ or TRY Turkish Resident Current Account with Isbank London branch providing you meet the following criteria:

• You are a Turkish resident or Turkish passport holder wishing to undertake payment activity within the UK

• You already have an established current account in the respective currency with Isbank in Turkey

• You can provide adequate proof of identity, address and source of income

• You are over 18 years of age.

Fees and Important Information

Account opening administrative fee of £400 (or currency equivalent). However, if you maintain an average of at least £20,000 (or currency equivalent) with Isbank London branch in either current accounts and or fixed term deposits during the 12 month period following the date when your account was opened, £300 (or currency equivalent) of the administrative fee will be refunded.

Annual account fee of £100 (or currency equivalent)

Account interest is not payable

Saving Products

UK Resident Fixed Term Deposit

• Deposits are available in sterling, euro, US$ and TRY and you will have the ability to choose between a 1, 3, 6 or 12 month term and you can have more than one deposit account at anyone time.

• In determining the rate of interest to be applied to your deposit we will take into account the aggregate sterling equivalent value of all other existing deposit and current accounts you or your family hold with Isbank London branch.

• To open a UK Resident Fixed Term Deposit with Isbank London branch you will need to be a UK resident and have an established current account in the respective currency with Isbank London branch.

• You will receive a guaranteed interest rate for a fixed term.

• You can have more than one deposit account at anyone time.

• Rates below are available for the deposit accounts opened starting from 21th October 2019.

Summary Box
Account Name	UK Resident Sterling Fixed Term Deposit
What is the interest rate?	Threshold Amount (taking into consideration the aggregate sterling equivalent value of all other existing current and deposit accounts you or your familiy hold with Isbank London branch)	AER/Gross Rate* of Fixed Interest by Term
		1 month		3 month		6 month		1 Year
		AER	Gross	AER	Gross	AER	Gross	AER/Gross
	Up to £1mm	0,75%	0,75%	0,95%	0,95%	1,05%	1,05%	1,25%
	£1mm to £2.5mm	0,80%	0,80%	1,00%	1,00%	1,10%	1,10%	1,30%
	£2.5mm+	0,85%	0,85%	1,05%	1,05%	1,15%	1,15%	1,35%
Can Isbank change the interest rate?	Interest rate is fixed for the term of the deposit.
What would the estimated balance be after the term based on a deposit of £1,000?	Thershold Amount (see above)	1 month	3 month	6 month	1 Year
	Thershold Amount (see above)	Gross	Gross	Gross	Gross
	Up to £1mm	£1.000,63	£1.002,38	£1.005,25	£1.012,50
	£1mm to £2.5mm	£1.000,67	£1.002,50	£1.005,50	£1.013,00
	£2.5mm+	£1.000,71	£1.002,63	£1.005,75	£1.013,50
How do I open and manage my account?	Account can only be opened through a branch, but viewable through internet banking.
	You will need to be a UK resident and have an established current account in the respective currency with Isbank London branch.
	Subject to requirements of maintaining a current account with Isbank London branch, no minimum deposit balance required.
	Interest is fixed for the term of the deposit and paid at the end of the term. No statement is issued.
	At maturity you can choose to pay your savings into another fixed term deposit or another eligible product offered by Isbank or, alternatively you may wish to transfer your monies elsewhere.
	We will provide you with written notice 15 days in advance of maturity. Unless we hear from your or we already have written instruction from you to the contrary, the balance on your fixed term deposit at maturity will be automatically rolled over into another fixed term deposit i.e. with same term and at the rate of interest for that term as published on our website. If such an equivalent fixed term deposit is no longer available the balance will be automatically transferred to your current account with Isbank London branch.
Can I with draw money?	If you withdraw any money from your fixed term deposit prior to the maturity date you will lose all interest entitlement to your fixed term deposit and the remaining balance will be transferred immediately to your current account with Isbank London branch.
Additional Information	AER* stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.
Additional Information	Gross Rate** means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Summary Box
Account Name	UK Resident Euro Fixed Term Deposit
What is the interest rate?	Threshold Amount (taking into consideration the aggregate sterling equivalent value of all other existing current and deposit accounts you or your familiy hold with Isbank London branch)	AER/Gross Rate* of Fixed Interest by Term
		1 month		3 month		6 month		1 Year
		AER	Gross	AER	Gross	AER	Gross	AER/Gross
	Up to €1mm	0,30%	0,30%	0,20%	0,20%	0,20%	0,20%	0,20%
	€1mm to €2.5mm	0,35%	0,35%	0,25%	0,25%	0,25%	0,25%	0,25%
	€2.5mm+	0,40%	0,40%	0,30%	0,30%	0,30%	0,30%	0,30%
Can Isbank change the interest rate?	Interest rate is fixed for the term of the deposit.
What would the estimated balance be after the term based on a deposit of €1,000?	Thershold Amount (see above)	1 month	3 month	6 month	1 Year
	Thershold Amount (see above)	Gross	Gross	Gross	Gross
	Up to €1mm	€ 1.000,25	€ 1.000,50	€ 1.001,00	€ 1.002,00
	€1mm to €2.5mm	€ 1.000,29	€ 1.000,63	€ 1.001,25	€ 1.002,50
	€2.5mm+	€ 1.000,33	€ 1.000,75	€ 1.001,50	€ 1.003,00
How do I open and manage my account?	Account can only be opened through a branch, but viewable through internet banking.
	You will need to be a UK resident and have an established current account in the respective currency with Isbank London branch.
	Subject to requirements of maintaining a current account with Isbank London branch, no minimum deposit balance required.
	Interest is fixed for the term of the deposit and paid at the end of the term. No statement is issued.
	At maturity you can choose to pay your savings into another fixed term deposit or another eligible product offered by Isbank or, alternatively you may wish to transfer your monies elsewhere.
	We will provide you with written notice 15 days in advance of maturity. Unless we hear from your or we already have written instruction from you to the contrary, the balance on your fixed term deposit at maturity will be automatically rolled over into another fixed term deposit i.e. with same term and at the rate of interest for that term as published on our website. If such an equivalent fixed term deposit is no longer available the balance will be automatically transferred to your current account with Isbank London branch.
Can I with draw money?	If you withdraw any money from your fixed term deposit prior to the maturity date you will lose all interest entitlement to your fixed term deposit and the remaining balance will be transferred immediately to your current account with Isbank London branch.
Additional Information	AER* stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.
Additional Information	Gross Rate** means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Summary Box
Account Name	UK Resident US$ Fixed Term Deposit
What is the interest rate?	Threshold Amount (taking into consideration of the aggregate sterling equivalent value of all other existing current and deposit accounts you or your familiy hold with Isbank London branch)	AER/Gross Rate* of Fixed Interest by Term
		1 month		3 month		6 month		1 Year
		AER	Gross	AER	Gross	AER	Gross	AER/Gross
	Up to $1mm	2,07%	2,05%	1,81%	1,80%	1,81%	1,80%	1,80%
	$1mm to $2.5mm	2,17%	2,15%	1,91%	1,90%	1,91%	1,90%	1,90%
	$2.5mm+	2,27%	2,25%	2,02%	2,00%	2,01%	2,00%	2,00%
Can Isbank change the interest rate?	Interest rate is fixed for the term of the deposit.
What would the estimated balance be after the term based on a deposit of $1,000?	Thershold Amount (see above)	1 month	3 month	6 month	1 Year
	Thershold Amount (see above)	Gross	Gross	Gross	Gross
	Up to $1mm	$1.001,71	$1.004,50	$1.009,00	$1.018,00
	$1mm to $2.5mm	$1.001,79	$1.004,75	$1.009,50	$1.019,00
	$2.5mm+	$1.001,88	$1.005,00	$1.010,00	$1.020,00
How do I open and manage my account?	Account can only be opened through a branch, but viewable through internet banking.
	You will need to be a UK resident and have an established current account in the respective currency with Isbank London branch.
	Subject to requirements of maintaining a current account with Isbank London branch, no minimum deposit balance required.
	Interest is fixed for the term of the deposit and paid at the end of the term. No statement is issued.
	At maturity you can choose to pay your savings into another fixed term deposit or another eligible product offered by Isbank or, alternatively you may wish to transfer your monies elsewhere.
	We will provide you with written notice 15 days in advance of maturity. Unless we hear from your or we already have written instruction from you to the contrary, the balance on your fixed term deposit at maturity will be automatically rolled over into another fixed term deposit i.e. with same term and at the rate of interest for that term as published on our website. If such an equivalent fixed term deposit is no longer available the balance will be automatically transferred to your current account with Isbank London branch.
Can I with draw money?	If you withdraw any money from your fixed term deposit prior to the maturity date you will lose all interest entitlement to your fixed term deposit and the remaining balance will be transferred immediately to your current account with Isbank London branch.
Additional Information	AER* stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.
Additional Information	Gross Rate** means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Summary Box
Account Name	UK Resident Turkish Lira Fixed Term Deposit
What is the interest rate?	Threshold Amount (taking into consideration of the aggregate sterling equivalent value of all other existing current and deposit accounts you or your familiy hold with Isbank London branch)	AER/Gross Rate* of Fixed Interest by Term
		1 month		3 month		6 month		1 Year
		AER	Gross	AER	Gross	AER	Gross	AER/Gross
	Up to TRY1mm	14,93%	14,00%	13,65%	13,00%	12,89%	12,50%	11,50%
	TRY1mm to TRY2.5mm	15,50%	14,50%	14,20%	13,50%	15,50%	13,00%	12,00%
	TRY2.5mm+	16,08%	15,00%	14,75%	14,00%	13,96%	13,50%	12,50%
Can Isbank change the interest rate?	Interest rate is fixed for the term of the deposit.
What would the estimated balance be after the term based on a deposit of TRY1,000?	Thershold Amount (see above)	1 month	3 month	6 month	1 Year
	Thershold Amount (see above)	Gross	Gross	Gross	Gross
	Up to TRY1mm	TRY 1.011,67	TRY 1.032,50	TRY 1.062,50	TRY 1.115,00
	TRY1mm to TRY2.5mm	TRY 1.012,08	TRY 1.033,75	TRY 1.065,00	TRY 1.120,00
	TRY2.5mm+	TRY 1.012,50	TRY 1.035,00	TRY 1.067,50	TRY 1.125,00
How do I open and manage my account?	Account can only be opened through a branch, but viewable through internet banking.
	You will need to be a UK resident and have an established current account in the respective currency with Isbank London branch.
	Subject to requirements of maintaining a current account with Isbank London branch, no minimum deposit balance required.
	Interest is fixed for the term of the deposit and paid at the end of the term. No statement is issued.
	At maturity you can choose to pay your savings into another fixed term deposit or another eligible product offered by Isbank or, alternatively you may wish to transfer your monies elsewhere.
	We will provide you with written notice 15 days in advance of maturity. Unless we hear from your or we already have written instruction from you to the contrary, the balance on your fixed term deposit at maturity will be automatically rolled over into another fixed term deposit i.e. with same term and at the rate of interest for that term as published on our website. If such an equivalent fixed term deposit is no longer available the balance will be automatically transferred to your current account with Isbank London branch.
Can I with draw money?	If you withdraw any money from your fixed term deposit prior to the maturity date you will lose all interest entitlement to your fixed term deposit and the remaining balance will be transferred immediately to your current account with Isbank London branch.
Additional Information	AER* stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.
Additional Information	Gross Rate** means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Turkish Resident Fixed Term Deposit Account

Deposits are available in sterling, euro, US$ and TRY with a guaranteed interest rate for a fixed term. You will have the ability to choose between a 1, 3, 6 or 12 month term and you can have more than one deposit account at anyone time.

In determining the rate of interest to be applied to your deposit we will take into account the aggregate sterling equivalent value of all other existing deposit and current accounts you or your family hold with Isbank London branch.

To open a Turkish Resident Fixed Term Deposit Account with Isbank London branch you will need to be a Turkish resident and have an established current account in the respective currency with Isbank London branch.

At maturity you can choose to pay your savings into another Turkish Resident Fixed Term Deposit or another eligible product offered by Isbank or, alternatively you may wish to transfer your monies elsewhere.

Rates below are available for the deposit accounts opened starting from 21th October 2019.

Summary Box
Account Name	Turkish Resident Sterling Fixed Term Deposit
What is the interest rate?	Threshold Amount (taking into consideration the aggregate sterling equivalent value of all other existing current and deposit accounts you or your familiy hold with Isbank London branch)	AER/Gross Rate* of Fixed Interest by Term
		1 month		3 month		6 month		1 Year
		AER	Gross	AER	Gross	AER	Gross	AER/Gross
	Up to £1mm	0,50%	0,50%	0,55%	0,55%	0,60%	0,60%	0,65%
	£1mm to £2.5mm	0,55%	0,55%	0,60%	0,60%	0,65%	0,65%	0,70%
	£2.5mm+	0,85%	0,85%	1,05%	1,05%	1,15%	1,15%	1,35%
Can Isbank change the interest rate?	Interest rate is fixed for the term of the deposit.
What would the estimated balance be after the term based on a deposit of £1,000?	Thershold Amount (see above)	1 month	3 month	6 month	1 Year
	Thershold Amount (see above)	Gross	Gross	Gross	Gross
	Up to £1mm	£1.000,42	£1.001,38	£1.003,00	£1.006,50
	£1mm to £2.5mm	£1.000,46	£1.001,50	£1.003,25	£1.007,00
	£2.5mm+	£1.000,71	£1.002,63	£1.005,75	£1.013,50
How do I open and manage my account?	Account can only be opened through a branch, but viewable through internet banking.
	You will need to be a Turkish resident and have an established current account in the respective currency with Isbank London branch.
	Subject to requirements of maintaining a current account with Isbank London branch, no minimum deposit balance required.
	Interest is fixed for the term of the deposit and paid at the end of the term. No statement is issued.
	At maturity you can choose to pay your savings into another fixed term deposit or another eligible product offered by Isbank or, alternatively you may wish to transfer your monies elsewhere.
	We will provide you with written notice 15 days in advance of maturity. Unless we hear from your or we already have written instruction from you to the contrary, the balance on your fixed term deposit at maturity will be automatically rolled over into another fixed term deposit i.e. with same term and at the rate of interest for that term as published on our website. If such an equivalent fixed term deposit is no longer available the balance will be automatically transferred to your current account with Isbank London branch.
Can I with draw money?	If you withdraw any money from your fixed term deposit prior to the maturity date you will lose all interest entitlement to your fixed term deposit and the remaining balance will be transferred immediately to your current account with Isbank London branch.
Additional Information	AER* stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.
Additional Information	Gross Rate** means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Summary Box
Account Name	Turkish Resident Euro Fixed Term Deposit
What is the interest rate?	Threshold Amount (taking into consideration the aggregate sterling equivalent value of all other existing current and deposit accounts you or your familiy hold with Isbank London branch)	AER/Gross Rate* of Fixed Interest by Term
		1 month		3 month		6 month		1 Year
		AER	Gross	AER	Gross	AER	Gross	AER/Gross
	Up to €1mm	0,10%	0,10%	0,05%	0,05%	0,05%	0,05%	0,05%
	€1mm to €2.5mm	0,20%	0,20%	0,15%	0,15%	0,15%	0,15%	0,15%
	€2.5mm+	0,40%	0,40%	0,30%	0,30%	0,30%	0,30%	0,30%
Can Isbank change the interest rate?	Interest rate is fixed for the term of the deposit.
What would the estimated balance be after the term based on a deposit of €1,000?	Thershold Amount (see above)	1 month	3 month	6 month	1 Year
	Thershold Amount (see above)	Gross	Gross	Gross	Gross
	Up to €1mm	€ 1.000,08	€ 1.000,13	€ 1.000,25	€ 1.000,50
	€1mm to €2.5mm	€ 1.000,17	€ 1.000,38	€ 1.000,75	€ 1.001,50
	€2.5mm+	€ 1.000,33	€ 1.000,75	€ 1.001,50	€ 1.003,00
How do I open and manage my account?	Account can only be opened through a branch, but viewable through internet banking.
	You will need to be a Turkish resident and have an established current account in the respective currency with Isbank London branch.
	Subject to requirements of maintaining a current account with Isbank London branch, no minimum deposit balance required.
	Interest is fixed for the term of the deposit and paid at the end of the term. No statement is issued.
	At maturity you can choose to pay your savings into another fixed term deposit or another eligible product offered by Isbank or, alternatively you may wish to transfer your monies elsewhere.
	We will provide you with written notice 15 days in advance of maturity. Unless we hear from your or we already have written instruction from you to the contrary, the balance on your fixed term deposit at maturity will be automatically rolled over into another fixed term deposit i.e. with same term and at the rate of interest for that term as published on our website. If such an equivalent fixed term deposit is no longer available the balance will be automatically transferred to your current account with Isbank London branch.
Can I with draw money?	If you withdraw any money from your fixed term deposit prior to the maturity date you will lose all interest entitlement to your fixed term deposit and the remaining balance will be transferred immediately to your current account with Isbank London branch.
Additional Information	AER* stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.
Additional Information	Gross Rate** means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Summary Box
Account Name	Turkish Resident US$ Fixed Term Deposit
What is the interest rate?	Threshold Amount (taking into consideration the aggregate sterling equivalent value of all other existing current and deposit accounts you or your familiy hold with Isbank London branch)	AER/Gross Rate* of Fixed Interest by Term
		1 month		3 month		6 month		1 Year
		AER	Gross	AER	Gross	AER	Gross	AER/Gross
	Up to $1mm	1,26%	1,25%	1,00%	1,00%	1,00%	1,00%	1,00%
	$1mm to $2.5mm	1,36%	1,35%	1,10%	1,10%	1,10%	1,10%	1,10%
	$2.5mm+	2,27%	2,25%	2,02%	2,00%	2,01%	2,00%	2,00%
Can Isbank change the interest rate?	Interest rate is fixed for the term of the deposit.
What would the estimated balance be after the term based on a deposit of $1,000?	Thershold Amount (see above)	1 month	3 month	6 month	1 Year
	Thershold Amount (see above)	Gross	Gross	Gross	Gross
	Up to $1mm	$1.001,04	$1.002,50	$1.005,00	$1.010,00
	$1mm to $2.5mm	$1.001,13	$1.002,75	$1.005,50	$1.011,00
	$2.5mm+	$1.001,88	$1.005,00	$1.010,00	$1.020,00
How do I open and manage my account?	Account can only be opened through a branch, but viewable through internet banking.
	You will need to be a Turkish resident and have an established current account in the respective currency with Isbank London branch.
	Subject to requirements of maintaining a current account with Isbank London branch, no minimum deposit balance required.
	Interest is fixed for the term of the deposit and paid at the end of the term. No statement is issued.
	At maturity you can choose to pay your savings into another fixed term deposit or another eligible product offered by Isbank or, alternatively you may wish to transfer your monies elsewhere.
	We will provide you with written notice 15 days in advance of maturity. Unless we hear from your or we already have written instruction from you to the contrary, the balance on your fixed term deposit at maturity will be automatically rolled over into another fixed term deposit i.e. with same term and at the rate of interest for that term as published on our website. If such an equivalent fixed term deposit is no longer available the balance will be automatically transferred to your current account with Isbank London branch.
Can I with draw money?	If you withdraw any money from your fixed term deposit prior to the maturity date you will lose all interest entitlement to your fixed term deposit and the remaining balance will be transferred immediately to your current account with Isbank London branch.
Additional Information	AER* stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.
Additional Information	Gross Rate** means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Summary Box
Account Name	Turkish Resident Turkish Lira Fixed Term Deposit
What is the interest rate?	Threshold Amount (taking into consideration the aggregate sterling equivalent value of all other existing current and deposit accounts you or your familiy hold with Isbank London branch)	AER/Gross Rate* of Fixed Interest by Term
		1 month		3 month		6 month		1 Year
		AER	Gross	AER	Gross	AER	Gross	AER/Gross
	Up to TRY1mm	12,13%	11,50%	10,92%	10,50%	10,25%	10,00%	9,50%
	TRY1mm to TRY2.5mm	12,68%	12,00%	11,46%	11,00%	10,50%	13,00%	10,00%
	TRY2.5mm+	16,08%	15,00%	14,75%	14,00%	13,96%	13,50%	12,50%
Can Isbank change the interest rate?	Interest rate is fixed for the term of the deposit.
What would the estimated balance be after the term based on a deposit of TRY1,000?	Thershold Amount (see above)	1 month	3 month	6 month	1 Year
	Thershold Amount (see above)	Gross	Gross	Gross	Gross
	Up to TRY1mm	TRY 1.009,58	TRY 1.026,25	TRY 1.050,00	TRY 1.095,00
	TRY1mm to TRY2.5mm	TRY 1.010,00	TRY 1.027,50	TRY 1.065,00	TRY 1.100,00
	TRY2.5mm+	TRY 1.012,50	TRY 1.035,00	TRY 1.067,50	TRY 1.125,00
How do I open and manage my account?	Account can only be opened through a branch, but viewable through internet banking.
	You will need to be a Turkish resident and have an established current account in the respective currency with Isbank London branch.
	Subject to requirements of maintaining a current account with Isbank London branch, no minimum deposit balance required.
	Interest is fixed for the term of the deposit and paid at the end of the term. No statement is issued.
	At maturity you can choose to pay your savings into another fixed term deposit or another eligible product offered by Isbank or, alternatively you may wish to transfer your monies elsewhere.
	We will provide you with written notice 15 days in advance of maturity. Unless we hear from your or we already have written instruction from you to the contrary, the balance on your fixed term deposit at maturity will be automatically rolled over into another fixed term deposit i.e. with same term and at the rate of interest for that term as published on our website. If such an equivalent fixed term deposit is no longer available the balance will be automatically transferred to your current account with Isbank London branch.
Can I with draw money?	If you withdraw any money from your fixed term deposit prior to the maturity date you will lose all interest entitlement to your fixed term deposit and the remaining balance will be transferred immediately to your current account with Isbank London branch.
Additional Information	AER* stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.
Additional Information	Gross Rate** means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Money Transfer

Isbank London is the right choice for you to remit your funds to Turkey, both speedily and securely. Depending on the actual time of the transaction, if the receiver's account is with an Isbank branch funds can usually be received the same day - but in any case within 24 hours. You may pay any major currency including the Turkish Lira for your remittances.

Foreign Exchange Transactions

Isbank London's dedicated treasury team and dealing facilities provide important foreign exchange capabilities. Competitive rates are offered to our clients in a number of currencies and we are, particularly, active in exchange transactions involving the Turkish Lira.

Cheque Collections

Isbank London can collect your cheques drawn on a UK financial institution. Our clearing cycle is normally 4 business days and cheques paid into an account need 4 business days before withdrawal. However, by 'Special presentation' it is also possible to expedite the clearing process.

Personal Loans

Isbank London now offers loans for your personal needs.

Account Opening

Terms And Conditions

Personal Banking Fee Schedule

Fee Schedule