Fixed Term Deposit Accounts

Deposits are available in sterling, euro, US$ and TRY and you will have the ability to choose between a 1, 3, 6 or 12 month term and you can have more than one deposit account at anyone time.
You will receive a guaranteed interest rate for a fixed term.
Deposit rates and conditions below are available to small businesses where your turnover or annual balance sheet is less than £2 million. If your business is significantly larger, please contact us on corporate@isbank.co.uk to discuss further deposit rates that maybe available to you.
Rates below are available for the deposit accounts opened starting from 13th June 2022.

Sterling Fixed Term Deposit

What is the interest rate?

Threshold Amount (taking into consideration the aggregate sterling equivalent value of all other existing current and deposit accounts you or your family hold with Isbank London branch)	AER/Gross Rate* of Fixed Interest by Term
	1 month		3 month		6 month		1 Year
	AER	Gross	AER	Gross	AER	Gross	AER/Gross
Up to £1mm	0,25%	0,25%	0,30%	0,30%	0,35%	0,35%	0,70%
£1mm to £2.5mm	0,30%	0,30%	0,35%	0,40%	0,40%	0,45%	0,80%
£2.5mm+	0,35%	0,35%	0,40%	0,50%	0,45%	0,55%	0,90%

Can Isbank change the interest rate?

Interest rate is fixed for the term of the deposit.

What would the estimated balance be after the term based on a deposit of £1,000?

Euro Fixed Term Deposit

What is the interest rate?

Threshold Amount (taking into consideration the aggregate sterling equivalent value of all other existing current and deposit accounts you or your family hold with Isbank London branch)	AER/Gross Rate* of Fixed Interest by Term
	1 month		3 month		6 month		1 Year
	AER	Gross	AER	Gross	AER	Gross	AER/Gross
Up to £1mm	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%
£1mm to £2.5mm	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,05%
£2.5mm+	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,05%

Can Isbank change the interest rate?

Interest rate is fixed for the term of the deposit.

What would the estimated balance be after the term based on a deposit of €1,000?

US$ Fixed Term Deposit

What is the interest rate?

Threshold Amount (taking into consideration the aggregate sterling equivalent value of all other existing current and deposit accounts you or your family hold with Isbank London branch)	AER/Gross Rate* of Fixed Interest by Term
	1 month		3 month		6 month		1 Year
	AER	Gross	AER	Gross	AER	Gross	AER/Gross
Up to £1mm	0,10%	0,10%	0,10%	0,10%	0,20%	0,20%	0,40%
£1mm to £2.5mm	0,15%	0,15%	0,15%	0,15%	0,25%	0,25%	0,45%
£2.5mm+	0,20%	0,20%	0,20%	0,20%	0,30%	0,30%	0,50%

Can Isbank change the interest rate?

Interest rate is fixed for the term of the deposit.

What would the estimated balance be after the term based on a deposit of $1,000?

Turkish Lira Fixed Term Deposit

What is the interest rate?

Threshold Amount (taking into consideration the aggregate sterling equivalent value of all other existing current and deposit accounts you or your family hold with Isbank London branch)	AER/Gross Rate* of Fixed Interest by Term
	1 month		3 month		6 month		1 Year
	AER	Gross	AER	Gross	AER	Gross	AER/Gross
Up to £1mm	17,81%	16,50%	16,99%	16,00%	16,64%	16,00%	15,25%
£1mm to £2.5mm	17,81%	16,50%	17,27%	16,25%	16,91%	16,25%	15,50%
£2.5mm+	18,10%	16,75%	17,55%	16,50%	17,18%	16,50%	15,75%

Can Isbank change the interest rate?

Interest rate is fixed for the term of the deposit.

What would the estimated balance be after the term based on a deposit of TRY1,000?