Key lending criteria
Loan-to-Value (LTV) Ratio: Up to 75% of the property's valuation.
Loan Term: Maximum of 15 years.
Independent broker advice: If you are not a High Net Worth Individual, you must have acquired independent mortgage advice from a UK registered mortgage broker in advance of your application process. ISBANK UK cannot provide you with mortgage advice.
Interest Rates: For our current product rates, please refer to Product Guide
Income: Applicants must have a stable and verifiable source of income.
Creditworthiness: Applicants must have a satisfactory credit history whether it is in the UK or in Türkiye.
Valuation: A satisfactory property valuation is required for ISBANK UK to determine amongst others, the LTV ratio.
Eligibility
Age: Applicants must be at least 18 years old.
Residency: Applicants must be a UK resident.
Your next steps.
Please contact us in order to fill in our digital application form and start your journey to purchase your dream home in the UK.